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Deposit your precious metals into our vault program. Gold Moola invests against your holdings in real estate private credit and you receive consistent monthly income at 8.40% APY.
8.40% APY · Paid monthly
Metals stay 100% insured
Backed by real estate credit
No lock-in period
Current APY
Monthly income
Annual income
APY reflects current rate. Rates may vary. Past performance is not a guarantee of future returns.
Backed by real estate private credit · Updated monthly
Payment Frequency
Lock-in Period
Assets Under Management
Historical Loss Rate
Four simple steps from vaulting your metals to receiving your first monthly payment.
Purchase metals on the platform or ship in existing holdings. Everything goes into our insured third-party vault.
Activate your holdings for the earn program from your dashboard. Your metals become collateral for our institutional borrowing.
Gold Moola borrows against vault holdings and deploys capital into secure, asset-backed private real estate loans.
The interest generated flows directly back to your account balance on the 1st of every single month.
Every metal you purchase or ship in is held at our accredited vault partner. Your holdings are physically secured, 100% insured at market value, and legally yours at all times.
Stored with accredited vault partners including Brinks Global Services
100% insurance coverage at full market value at all times
Monthly audited statements you see exactly what you hold
Segregated storage your metals are never pooled with others
Legal title stays with you 100% of the time
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$246,711 | |
|
$188,253 | |
|
$42,789 | |
|
$53,105 | |
|
|
$28,440 |
Total Portfolio Value
Enrolled in Earn Program · 8.40% APY Active
Gold Moola borrows against your vaulted metals from institutional lenders. That capital is deployed into carefully underwritten real estate private credit positions the same type of investment used by family offices and institutional funds.
Private credit loans against real property residential, commercial, and multifamily
Loan-to-value ratios of 65–75% conservative underwriting with strong collateral coverage
All notes are first or second lien, asset-backed, and independently assessed
You can view active real estate investments your holdings fund, directly in your dashboard
Capital from your vault holdings
12 mo · 65% LTV
APY
18 mo · 55% LTV
APY
Weighted avg. note yield
8.1% APY across 2 notesThe yield generated from real estate private credit flows directly to your Gold Moola account every single month. No quarterly waits, no complex distributions just consistent monthly income backed by real assets.
Current APY of 8.40% one of the most competitive yields for metal-backed investments.
Payments arrive on the 1st of every month, direct to your account
No lock-in request an exit anytime, with metals released within 5 business days.
Your metals still belong to you and continue to appreciate you earn yield on top
Your metals fund these opportunities. Earn consistent monthly returns backed by real property assets.
8.4%
Annual Yield (APY)
Open
Residential · First Lien
Funded
7.8%
Annual Yield (APY)
Open
Residential · First Lien
Funded